/* ==========================================================================
   Business Features Review — stylesheet
   Sections: tokens · base · header · hero · sections · cards · article ·
             team · forms · footer · motion
   ========================================================================== */

/* ---------- tokens ---------- */
:root{
  /* brand */
  --navy:#0c2237;
  --navy-deep:#06141f;
  --navy-mid:#1b4771;
  --brass:#9c6a22;
  --brass-lift:#b8823a;
  --brass-soft:#f5ecdd;

  /* surfaces */
  --cream:#faf7f2;
  --paper:#ffffff;
  --sunk:#f2ede4;

  /* ink */
  --ink:#141a22;
  --ink-soft:#4b5563;
  --ink-faint:#7b8595;

  /* lines */
  --rule:#e6e0d5;
  --rule-strong:#d6cec0;

  /* type */
  --serif:"Newsreader","Iowan Old Style",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;

  /* layout */
  --max:1200px;
  --gutter:clamp(20px,5vw,32px);
  --r-sm:4px; --r:8px; --r-lg:14px;

  --shadow-sm:0 1px 2px rgba(12,34,55,.06),0 4px 12px rgba(12,34,55,.06);
  --shadow:0 2px 6px rgba(12,34,55,.07),0 18px 44px rgba(12,34,55,.13);
  --shadow-lift:0 4px 10px rgba(12,34,55,.09),0 28px 60px rgba(12,34,55,.18);

  color-scheme:light;
}

@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --navy:#0a1b2c; --navy-deep:#050f18; --navy-mid:#1b4771;
    --brass:#d9a868; --brass-lift:#e8bd85; --brass-soft:#241d13;
    --cream:#0e1319; --paper:#151b23; --sunk:#111720;
    --ink:#f2efe9; --ink-soft:#b6bdc9; --ink-faint:#818b99;
    --rule:#242c37; --rule-strong:#313a47;
    --shadow-sm:0 1px 2px rgba(0,0,0,.4),0 4px 12px rgba(0,0,0,.35);
    --shadow:0 2px 6px rgba(0,0,0,.45),0 18px 44px rgba(0,0,0,.5);
    --shadow-lift:0 4px 10px rgba(0,0,0,.5),0 28px 60px rgba(0,0,0,.6);
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --navy:#0a1b2c; --navy-deep:#050f18; --navy-mid:#1b4771;
  --brass:#d9a868; --brass-lift:#e8bd85; --brass-soft:#241d13;
  --cream:#0e1319; --paper:#151b23; --sunk:#111720;
  --ink:#f2efe9; --ink-soft:#b6bdc9; --ink-faint:#818b99;
  --rule:#242c37; --rule-strong:#313a47;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4),0 4px 12px rgba(0,0,0,.35);
  --shadow:0 2px 6px rgba(0,0,0,.45),0 18px 44px rgba(0,0,0,.5);
  --shadow-lift:0 4px 10px rgba(0,0,0,.5),0 28px 60px rgba(0,0,0,.6);
  color-scheme:dark;
}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:90px}
body{
  margin:0;background:var(--cream);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.65;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
[hidden]{display:none!important}
a{color:inherit}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:2px}

h1,h2,h3,h4{font-family:var(--serif);font-weight:600;letter-spacing:-.017em;margin:0;text-wrap:balance}
p{text-wrap:pretty}

.wrap{max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter)}
.narrow{max-width:900px}

.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;
  padding:12px 20px;z-index:999;border-radius:0 0 var(--r-sm) 0;font-size:14px;font-weight:600}
.skip:focus{left:0}

.eyebrow{font-family:var(--sans);font-size:11px;letter-spacing:.2em;text-transform:uppercase;
  font-weight:700;color:var(--brass);margin:0 0 16px}

/* ---------- utility bar ---------- */
.util{background:var(--navy-deep);color:#c6d3e2;font-size:12.5px;
  padding-top:env(safe-area-inset-top,0px)}
.util-in{display:flex;justify-content:space-between;align-items:center;gap:16px;
  flex-wrap:wrap;padding-block:10px}
.util a{color:#c6d3e2;text-decoration:none;transition:color .15s}
.util a:hover{color:#fff}
.util-links{display:flex;gap:22px;flex-wrap:wrap}
@media (max-width:620px){.util-in>span{display:none}.util-in{justify-content:center}}

/* ---------- header ---------- */
header{position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--paper) 88%,transparent);
  backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--rule)}
.nav{display:flex;align-items:center;gap:22px;padding-block:14px}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;margin-right:auto;min-width:0}
.mark{width:42px;height:42px;border-radius:var(--r-sm);flex-shrink:0;
  background:linear-gradient(145deg,var(--navy-mid),var(--navy-deep));
  display:grid;place-items:center;color:#fff;font-family:var(--serif);
  font-weight:600;font-size:16px;letter-spacing:-.04em;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.18)}
.brand-tx{line-height:1.15;min-width:0}
.brand-tx b{display:block;font-family:var(--serif);font-size:19px;letter-spacing:-.022em;
  color:var(--ink);font-weight:600}
.brand-tx span{display:block;font-size:9.5px;letter-spacing:.18em;text-transform:uppercase;
  color:var(--ink-faint);margin-top:3px;font-weight:600}

nav.main{display:flex;gap:28px}
nav.main a{font-size:14.5px;font-weight:500;color:var(--ink-soft);text-decoration:none;
  white-space:nowrap;position:relative;padding-block:4px;transition:color .15s}
nav.main a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;
  background:var(--brass);transform:scaleX(0);transform-origin:left;transition:transform .22s ease}
nav.main a:hover{color:var(--ink)}
nav.main a:hover::after{transform:scaleX(1)}
nav.main a[aria-current="page"]{color:var(--ink);font-weight:600}
nav.main a[aria-current="page"]::after{transform:scaleX(1)}

.nav-tools{display:flex;align-items:center;gap:10px}

/* theme toggle */
.theme-btn{width:38px;height:38px;border-radius:50%;border:1px solid var(--rule-strong);
  background:transparent;color:var(--ink-soft);display:grid;place-items:center;cursor:pointer;
  transition:border-color .15s,color .15s,background .15s;flex-shrink:0}
.theme-btn:hover{border-color:var(--brass);color:var(--brass)}
.theme-btn svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.7;
  stroke-linecap:round;stroke-linejoin:round}
.theme-btn .moon{display:none}
:root[data-theme="dark"] .theme-btn .moon{display:block}
:root[data-theme="dark"] .theme-btn .sun{display:none}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]) .theme-btn .moon{display:block}
  :root:not([data-theme="light"]) .theme-btn .sun{display:none}
}

/* burger */
.burger{display:none;width:40px;height:38px;border:1px solid var(--rule-strong);border-radius:var(--r-sm);
  background:transparent;cursor:pointer;padding:0;place-items:center}
.burger span{display:block;width:17px;height:1.6px;background:var(--ink);border-radius:2px;
  position:relative;transition:transform .25s ease,background .2s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:17px;height:1.6px;
  background:var(--ink);border-radius:2px;transition:transform .25s ease}
.burger span::before{top:-5.5px}
.burger span::after{top:5.5px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{transform:translateY(5.5px) rotate(45deg)}
.burger[aria-expanded="true"] span::after{transform:translateY(-5.5px) rotate(-45deg)}

.mobile-nav{display:none;border-top:1px solid var(--rule);background:var(--paper)}
.mobile-nav ul{list-style:none;margin:0;padding:8px var(--gutter) 18px}
.mobile-nav li{border-bottom:1px solid var(--rule)}
.mobile-nav li:last-child{border-bottom:0}
.mobile-nav a{display:block;padding:15px 2px;text-decoration:none;font-size:16px;
  font-weight:500;color:var(--ink)}
.mobile-nav a[aria-current="page"]{color:var(--brass);font-weight:600}
.mobile-nav .btn{display:block;text-align:center;margin-top:16px}

@media (max-width:980px){
  nav.main{display:none}
  .nav-tools>.btn{display:none}
  .burger{display:grid}
  .mobile-nav.open{display:block}
}
@media (max-width:430px){
  .nav{gap:12px}
  .brand{gap:10px}
  .brand-tx b{font-size:16.5px;line-height:1.2}
  .brand-tx span{display:none}
  .mark{width:36px;height:36px;font-size:14px}
  .theme-btn{width:36px;height:36px}
  .burger{width:38px;height:36px}
}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  background:var(--navy);color:#fff;text-decoration:none;font-family:var(--sans);
  font-size:14.5px;font-weight:600;padding:12px 24px;border-radius:var(--r-sm);
  white-space:nowrap;border:1px solid var(--navy);cursor:pointer;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.btn:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn.light{background:#fff;color:#0c2237;border-color:#fff}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--rule-strong)}
.btn.ghost:hover{border-color:var(--brass);color:var(--brass)}
.btn.outline{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}
.btn.outline:hover{background:rgba(255,255,255,.1)}

/* ---------- hero (home) ---------- */
.hero{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-2}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:60% 35%}
.hero-scrim{position:absolute;inset:0;z-index:-1;
  background:
    linear-gradient(to right,rgba(5,15,24,.96) 0%,rgba(5,15,24,.88) 38%,rgba(6,20,31,.56) 68%,rgba(6,20,31,.42) 100%),
    linear-gradient(to top,rgba(5,15,24,.92),transparent 55%)}
.hero-in{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:60px;
  align-items:center;padding-block:clamp(64px,9vw,112px)}
@media (max-width:960px){.hero-in{grid-template-columns:1fr;gap:40px}}
.hero h1{font-size:clamp(34px,5.4vw,58px);line-height:1.06;margin:0 0 20px;max-width:15ch;
  letter-spacing:-.028em;font-weight:600}
.hero .tag{font-size:clamp(16.5px,2vw,20px);color:#cfdae8;max-width:46ch;margin:0 0 32px;line-height:1.6}
.hero .eyebrow{color:#e0b878}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.stats{display:flex;gap:clamp(24px,5vw,44px);flex-wrap:wrap;margin-top:48px;padding-top:28px;
  border-top:1px solid rgba(255,255,255,.18)}
.stat b{display:block;font-family:var(--serif);font-size:30px;letter-spacing:-.025em;
  color:#fff;font-weight:600;line-height:1.1}
.stat span{font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;color:#a3b7cc;font-weight:600}

.hero-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.2);
  border-radius:var(--r);padding:clamp(24px,3vw,34px);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.hero-card .eyebrow{color:#e0b878}
.hero-card h3{font-size:21px;color:#fff;margin-bottom:12px;line-height:1.28;font-weight:600}
.hero-card p{color:#c2d0e0;font-size:15.5px;margin:0 0 20px;line-height:1.62}
.hero-card a{color:#e8c489;font-weight:600;font-size:14.5px;text-decoration:none;
  border-bottom:1px solid currentColor;padding-bottom:2px}
.hero-card a:hover{color:#fff}

/* ---------- page banner (inner pages) ---------- */
.banner{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden;isolation:isolate}
.banner-art{position:absolute;inset:0;z-index:-1;background-color:#0c2237;
  background-image:
    radial-gradient(900px 480px at 82% 18%,rgba(156,106,34,.34),transparent 62%),
    radial-gradient(760px 460px at 8% 92%,rgba(27,71,113,.55),transparent 66%),
    linear-gradient(160deg,#081a2b,#0c2237 46%,#14375a)}
.banner-grid{position:absolute;inset:0;z-index:-1;opacity:.1;
  background-image:linear-gradient(rgba(255,255,255,.5) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.5) 1px,transparent 1px);
  background-size:74px 74px;
  -webkit-mask-image:radial-gradient(circle at 50% 38%,#000,transparent 76%);
          mask-image:radial-gradient(circle at 50% 38%,#000,transparent 76%)}
.banner-in{position:relative;padding-block:clamp(48px,7vw,78px);max-width:62ch}
.banner .eyebrow{color:#e0b878}
.banner h1{font-size:clamp(30px,4.8vw,50px);line-height:1.1;margin:0 0 18px;letter-spacing:-.026em}
.banner p{font-size:clamp(16px,1.9vw,19.5px);color:#c2d1e2;margin:0;line-height:1.6;max-width:56ch}
.crumb{position:relative;font-size:12.5px;color:#8ba1ba;padding-top:24px;margin:0;
  letter-spacing:.02em}
.crumb a{color:#8ba1ba;text-decoration:none}
.crumb a:hover{color:#fff}

/* ---------- sections ---------- */
section{padding-block:clamp(52px,7vw,84px)}
.alt{background:var(--paper);border-block:1px solid var(--rule)}
.sec-head{max-width:70ch;margin-bottom:clamp(32px,4vw,48px)}
.sec-head h2{font-size:clamp(25px,3.4vw,38px);line-height:1.16;margin-bottom:14px;letter-spacing:-.024em}
.sec-head p{color:var(--ink-soft);font-size:17.5px;margin:0;max-width:62ch}
.sec-head.center{margin-inline:auto;text-align:center}

.sec-bar{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;
  flex-wrap:wrap;margin-bottom:clamp(28px,4vw,42px);
  border-bottom:1px solid var(--rule);padding-bottom:20px}
.sec-bar h2{font-size:clamp(23px,3vw,32px);line-height:1.16;letter-spacing:-.024em}
.sec-bar .eyebrow{margin-bottom:10px}
.sec-bar a{font-size:14px;font-weight:600;color:var(--brass);text-decoration:none;white-space:nowrap}
.sec-bar a:hover{text-decoration:underline;text-underline-offset:3px}

/* ---------- mission strip ---------- */
.mission{background:var(--brass-soft);border-block:1px solid var(--rule)}
.mission-in{display:grid;grid-template-columns:auto 1fr;gap:clamp(20px,4vw,44px);
  align-items:start;padding-block:clamp(38px,5vw,60px)}
@media (max-width:820px){.mission-in{grid-template-columns:1fr;gap:16px}}
.mission .label{font-size:11px;letter-spacing:.2em;text-transform:uppercase;font-weight:700;
  color:var(--brass);padding-top:11px;white-space:nowrap}
.mission p{font-family:var(--serif);font-size:clamp(19px,2.5vw,26px);line-height:1.5;margin:0;
  letter-spacing:-.018em;color:var(--ink)}

/* ---------- pillars ---------- */
.pillars{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(248px,100%),1fr));gap:1px;
  background:var(--rule);border:1px solid var(--rule);border-radius:var(--r);overflow:hidden}
.pillar{background:var(--cream);padding:clamp(26px,3vw,36px) clamp(22px,2.4vw,30px);
  transition:background .2s}
.pillar:hover{background:var(--paper)}
.pillar .n{font-family:var(--serif);font-size:13px;font-weight:600;color:var(--brass);
  letter-spacing:.08em;display:block;margin-bottom:14px}
.pillar h3{font-size:19px;margin-bottom:9px;line-height:1.3}
.pillar p{margin:0;font-size:15px;color:var(--ink-soft);line-height:1.62}

/* ---------- coverage cards ---------- */
.cov{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:22px}
.cov-card{background:var(--cream);border:1px solid var(--rule);border-radius:var(--r);
  overflow:hidden;text-decoration:none;color:inherit;display:flex;flex-direction:column;
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.cov-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--rule-strong)}
.cov-img{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--navy);
  display:grid;place-items:center}
.cov-img::after{content:"";position:absolute;inset:0;
  background-image:radial-gradient(rgba(255,255,255,.17) 1px,transparent 1px);
  background-size:19px 19px;opacity:.5;
  -webkit-mask-image:linear-gradient(210deg,#000,transparent 72%);
          mask-image:linear-gradient(210deg,#000,transparent 72%)}
.cov-ic{position:relative;z-index:1;width:44px;height:44px;fill:none;
  stroke:rgba(255,255,255,.92);stroke-width:1.25;stroke-linecap:round;stroke-linejoin:round;
  transition:transform .35s cubic-bezier(.22,.61,.36,1)}
.cov-card:hover .cov-ic{transform:translateY(-3px) scale(1.07)}
.c1{background:linear-gradient(135deg,#17395c,#0a1e31)}
.c2{background:linear-gradient(135deg,#1e4a73,#0d2a46)}
.c3{background:linear-gradient(135deg,#8a6224,#4f3611)}
.c4{background:linear-gradient(135deg,#2d5772,#12303f)}
.c5{background:linear-gradient(135deg,#3f5f7a,#1b3448)}
.c6{background:linear-gradient(135deg,#75552f,#3a2914)}
.cov-tag{position:absolute;left:14px;bottom:12px;z-index:2;color:#fff;font-size:10.5px;
  letter-spacing:.15em;text-transform:uppercase;font-weight:700;
  background:rgba(6,20,31,.62);padding:5px 10px;border-radius:2px;
  backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}
.cov-body{padding:22px 24px 26px;flex:1}
.cov-body h3{font-size:19px;margin-bottom:8px;line-height:1.3}
.cov-body p{margin:0;font-size:14.5px;color:var(--ink-soft);line-height:1.6}

/* ---------- lead story ---------- */
.lead{display:grid;grid-template-columns:1.15fr .85fr;gap:0;background:var(--paper);
  border:1px solid var(--rule);border-radius:var(--r-lg);overflow:hidden;
  text-decoration:none;color:inherit;margin-bottom:34px;
  transition:transform .22s ease,box-shadow .22s ease}
.lead:hover{transform:translateY(-4px);box-shadow:var(--shadow-lift)}
@media (max-width:820px){.lead{grid-template-columns:1fr}}
.lead-img{position:relative;overflow:hidden;min-height:300px;background:var(--navy)}
.lead-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
  transition:transform .55s cubic-bezier(.22,.61,.36,1)}
.lead:hover .lead-img img{transform:scale(1.04)}
@media (max-width:820px){.lead-img{min-height:0;aspect-ratio:16/9}}
.lead-body{padding:clamp(28px,3.6vw,46px);display:flex;flex-direction:column;justify-content:center}
.lead-body h3{font-size:clamp(23px,2.9vw,33px);line-height:1.18;margin-bottom:14px;letter-spacing:-.025em}
.lead-body p{margin:0 0 20px;font-size:16.5px;color:var(--ink-soft);line-height:1.62}
.flag{display:inline-flex;align-items:center;gap:8px;font-size:10.5px;letter-spacing:.16em;
  text-transform:uppercase;font-weight:700;color:var(--brass);margin-bottom:14px}
.flag::before{content:"";width:22px;height:1.5px;background:var(--brass)}

/* ---------- feature grid ---------- */
.grid-feed{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(310px,100%),1fr));gap:26px}
.card{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--rule);
  border-radius:var(--r);overflow:hidden;text-decoration:none;color:inherit;
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--rule-strong)}
.card-img{position:relative;aspect-ratio:4/3;overflow:hidden;background:var(--navy)}
.card-img img{width:100%;height:100%;object-fit:cover;object-position:center 30%;
  transition:transform .5s cubic-bezier(.22,.61,.36,1)}
.card:hover .card-img img{transform:scale(1.05)}
.card-body{padding:22px 24px 26px;display:flex;flex-direction:column;flex:1}
.card-body h3{font-size:20px;line-height:1.26;margin-bottom:10px;letter-spacing:-.02em}
.card-body p{margin:0 0 16px;font-size:15px;color:var(--ink-soft);line-height:1.6}
.card-body .meta{margin-top:auto}

.meta{display:flex;gap:9px;align-items:center;font-size:11.5px;letter-spacing:.11em;
  text-transform:uppercase;color:var(--ink-faint);flex-wrap:wrap;font-weight:500}
.meta .cat{color:var(--brass);font-weight:700}
.meta .dot{opacity:.5}
.card-body .meta{padding-top:14px;border-top:1px solid var(--rule)}

/* horizontal list rows (archive) */
.feed{display:grid;gap:22px}
.item{display:grid;grid-template-columns:266px 1fr;gap:0;background:var(--paper);
  border:1px solid var(--rule);border-radius:var(--r);overflow:hidden;
  text-decoration:none;color:inherit;
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.item:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--rule-strong)}
@media (max-width:760px){.item{grid-template-columns:1fr}}
.item-img{position:relative;overflow:hidden;background:var(--navy);min-height:190px}
.item-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 28%;
  transition:transform .5s cubic-bezier(.22,.61,.36,1)}
.item:hover .item-img img{transform:scale(1.05)}
@media (max-width:760px){.item-img{min-height:0;aspect-ratio:16/9}}
.item-body{padding:clamp(22px,2.6vw,30px)}
.item-body .meta{margin-bottom:12px}
.item-body h3{font-size:clamp(19px,2.2vw,23px);line-height:1.24;margin-bottom:10px;letter-spacing:-.022em}
.item-body p{margin:0;font-size:15.5px;color:var(--ink-soft);line-height:1.6}

/* ---------- reasons ---------- */
.reasons{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:30px 40px}
.reason{display:flex;gap:16px;align-items:flex-start}
.reason .tick{flex-shrink:0;width:34px;height:34px;border-radius:50%;background:var(--brass-soft);
  border:1px solid var(--brass);display:grid;place-items:center;margin-top:2px}
.reason .tick svg{width:15px;height:15px;stroke:var(--brass);stroke-width:2.6;fill:none;
  stroke-linecap:round;stroke-linejoin:round}
.reason h3{font-size:18px;margin-bottom:7px;line-height:1.3}
.reason p{margin:0;font-size:15px;color:var(--ink-soft);line-height:1.62}

/* ---------- standards ---------- */
.standards{border:1px solid var(--rule);border-left:4px solid var(--brass);border-radius:var(--r);
  background:var(--paper);padding:clamp(28px,4vw,44px);max-width:880px;box-shadow:var(--shadow-sm)}
.standards dl{margin:0}
.standards dt{font-family:var(--serif);font-weight:600;font-size:18px;margin-bottom:7px;
  letter-spacing:-.018em}
.standards dd{margin:0 0 26px;font-size:15.5px;color:var(--ink-soft);line-height:1.66}
.standards dd:last-child{margin-bottom:0}

/* ---------- team ---------- */
.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(224px,100%),1fr));gap:30px 26px}
.member{text-align:center}
.avatar{width:132px;height:132px;margin:0 auto 18px;border-radius:50%;overflow:hidden;
  position:relative;box-shadow:0 2px 6px rgba(12,34,55,.1),0 14px 34px rgba(12,34,55,.14);
  background:var(--sunk)}
.avatar img{width:100%;height:100%;object-fit:cover}
.avatar::after{content:"";position:absolute;inset:0;border-radius:50%;
  border:1px solid rgba(12,34,55,.12)}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]) .avatar::after{border-color:rgba(255,255,255,.14)}
}
:root[data-theme="dark"] .avatar::after{border-color:rgba(255,255,255,.14)}
.member h3{font-size:17px;margin-bottom:5px}
.member .role{font-size:12px;letter-spacing:.09em;text-transform:uppercase;color:var(--brass);
  font-weight:700;margin:0 0 11px}
.member p{font-size:14px;color:var(--ink-soft);margin:0;line-height:1.58}

.note{margin-top:44px;padding:20px 26px;border:1px solid var(--rule);border-left:3px solid var(--brass);
  border-radius:var(--r-sm);background:var(--paper);font-size:14.5px;color:var(--ink-soft);
  max-width:820px;line-height:1.6}
.note b{color:var(--ink)}
.note code{background:var(--brass-soft);color:var(--brass);padding:1px 6px;border-radius:2px;
  font-size:13px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}
.ph-credit{opacity:.75;font-style:italic}

/* ---------- article ---------- */
.art{max-width:38rem;margin-inline:auto}
.art-lead{margin-bottom:clamp(28px,4vw,42px)}
.art-lead figure{margin:0}
.art-lead img{width:100%;border-radius:var(--r);box-shadow:var(--shadow)}
.art-lead figcaption{font-size:13px;color:var(--ink-faint);margin-top:12px;line-height:1.5;
  padding-left:2px}
.art-wide{max-width:1000px;margin-inline:auto}

.byline{display:flex;gap:14px;align-items:center;padding:20px 0;
  border-block:1px solid var(--rule);margin-bottom:clamp(26px,3.4vw,38px)}
.byline .avatar{width:52px;height:52px;margin:0;box-shadow:none}
.byline .avatar::after{box-shadow:none}
.byline b{display:block;font-size:15px;font-weight:600}
.byline span{font-size:13px;color:var(--ink-faint)}

.art p{margin:0 0 22px;line-height:1.78;font-family:var(--serif);font-size:19px;color:var(--ink)}
.art .lede{font-size:21.5px;color:var(--ink-soft);line-height:1.62;margin:0 0 30px;font-weight:400}
.art h2{font-size:26px;margin:44px 0 16px;line-height:1.24}
.art h3{font-size:20px;margin:32px 0 10px}
.art a{color:var(--brass);text-decoration:underline;text-underline-offset:3px}
.art ul,.art ol{font-family:var(--serif);font-size:19px;line-height:1.75;color:var(--ink);
  padding-left:22px;margin:0 0 22px}
.art li{margin-bottom:8px}

.pull{border-left:3px solid var(--brass);padding:4px 0 4px 24px;margin:34px 0;
  font-family:var(--serif);font-size:23px;line-height:1.45;font-style:italic;
  letter-spacing:-.018em;color:var(--ink)}
.pull cite{display:block;font-style:normal;font-family:var(--sans);font-size:12.5px;
  letter-spacing:.12em;text-transform:uppercase;color:var(--ink-faint);margin-top:14px;font-weight:600}

.factbox{background:var(--paper);border:1px solid var(--rule);border-radius:var(--r);
  padding:26px 28px;margin:34px 0;box-shadow:var(--shadow-sm)}
.factbox h4{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--brass);
  margin:0 0 16px;font-family:var(--sans);font-weight:700}
.factbox dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:9px 20px;
  font-family:var(--sans);font-size:14.5px}
.factbox dt{color:var(--ink-faint);font-weight:600;white-space:nowrap}
.factbox dd{margin:0;color:var(--ink)}
@media (max-width:520px){.factbox dl{grid-template-columns:1fr;gap:2px 0}
  .factbox dd{margin-bottom:10px}}

.disclosure{margin-top:44px;padding:18px 22px;border:1px dashed var(--rule-strong);
  border-radius:var(--r-sm);font-family:var(--sans);font-size:14px;color:var(--ink-soft);
  line-height:1.6;background:var(--sunk)}
.disclosure b{color:var(--ink)}

.art-foot{max-width:38rem;margin:clamp(34px,4vw,48px) auto 0;padding-top:26px;
  border-top:1px solid var(--rule);display:flex;gap:16px;justify-content:space-between;
  align-items:center;flex-wrap:wrap}
.art-foot p{margin:0;font-size:14px;color:var(--ink-faint);font-family:var(--sans)}

.more{border-top:1px solid var(--rule)}

/* ---------- resources ---------- */
.res{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:22px}
.res-card{background:var(--cream);border:1px solid var(--rule);border-radius:var(--r);
  padding:30px 28px;text-decoration:none;color:inherit;display:block;
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s}
.res-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--brass)}
.res-card .ic{width:42px;height:42px;border-radius:var(--r-sm);background:var(--brass-soft);
  border:1px solid var(--brass);display:grid;place-items:center;margin-bottom:18px}
.res-card .ic svg{width:19px;height:19px;stroke:var(--brass);stroke-width:1.7;fill:none;
  stroke-linecap:round;stroke-linejoin:round}
.res-card h3{font-size:18.5px;margin-bottom:8px}
.res-card p{margin:0 0 14px;font-size:14.5px;color:var(--ink-soft);line-height:1.6}
.res-card .go{font-size:13.5px;font-weight:700;color:var(--brass)}

/* ---------- faq ---------- */
.faq{max-width:840px}
.faq details{border-bottom:1px solid var(--rule);padding:20px 0}
.faq summary{font-family:var(--serif);font-size:18.5px;font-weight:600;cursor:pointer;
  letter-spacing:-.018em;list-style:none;display:flex;justify-content:space-between;
  gap:18px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--brass);font-size:23px;flex-shrink:0;
  font-family:var(--sans);line-height:1;transition:transform .2s}
.faq details[open] summary::after{content:"\2212"}
.faq summary:hover{color:var(--brass)}
.faq p{margin:14px 0 0;color:var(--ink-soft);font-size:15.5px;line-height:1.66}

/* ---------- regions ---------- */
.locs{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(224px,100%),1fr));gap:22px}
.loc{background:var(--paper);border:1px solid var(--rule);border-left:3px solid var(--brass);
  border-radius:var(--r-sm);padding:26px 24px;transition:transform .2s ease,box-shadow .2s ease}
.loc:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}
.loc h3{font-size:17.5px;margin-bottom:7px}
.loc p{margin:0;font-size:14.5px;color:var(--ink-soft);line-height:1.6}
.loc .pin{font-size:11px;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-faint);
  font-weight:700;margin:0 0 10px}

/* ---------- metrics ---------- */
.metrics{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr));gap:1px;
  background:var(--rule);border:1px solid var(--rule);border-radius:var(--r);overflow:hidden}
.metric{background:var(--cream);padding:32px 26px;text-align:center}
.metric b{display:block;font-family:var(--serif);font-size:42px;line-height:1;color:var(--ink);
  letter-spacing:-.035em;margin-bottom:10px;font-weight:600}
.metric span{display:block;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-soft);font-weight:700}
.metric em{display:block;font-size:12px;color:var(--ink-faint);margin-top:8px;font-style:normal}

/* ---------- cta band ---------- */
.band{background:var(--navy-deep);color:#fff;position:relative;overflow:hidden;isolation:isolate}
.band-art{position:absolute;inset:0;z-index:-1;background-color:#0c2237;
  background-image:radial-gradient(760px 400px at 84% 28%,rgba(156,106,34,.34),transparent 62%),
                   linear-gradient(120deg,#081a2b,#14375a)}
.band-in{position:relative;text-align:center;max-width:730px;margin-inline:auto;
  padding-block:clamp(52px,7vw,80px)}
.band h2{font-size:clamp(25px,3.6vw,38px);color:#fff;margin-bottom:16px;line-height:1.16;
  letter-spacing:-.024em}
.band p{color:#c2d1e2;font-size:17px;margin:0 0 28px;line-height:1.62}
.band .eyebrow{color:#e0b878}

/* ---------- forms ---------- */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(36px,5vw,64px)}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr;gap:40px}}
.field{margin-bottom:18px}
.field label{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;
  font-weight:700;color:var(--ink-soft);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1px solid var(--rule-strong);
  border-radius:var(--r-sm);background:var(--paper);color:var(--ink);font:inherit;font-size:15.5px;
  transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brass);
  box-shadow:0 0 0 3px color-mix(in srgb,var(--brass) 18%,transparent)}
.contact-info dt{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-faint);
  font-weight:700;margin-bottom:6px}
.contact-info dd{margin:0 0 26px;font-size:16px;color:var(--ink-soft);line-height:1.6}
.contact-info a{color:var(--brass);font-weight:600;text-decoration:none;
  border-bottom:1px solid currentColor}

/* ---------- footer ---------- */
footer{background:var(--navy-deep);color:#93a6bb;padding-block:56px 0}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:40px;padding-bottom:44px}
@media (max-width:880px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:540px){.foot-grid{grid-template-columns:1fr;gap:30px}}
.foot-grid h4{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#fff;
  margin:0 0 16px;font-weight:700;font-family:var(--sans)}
.foot-grid ul{list-style:none;margin:0;padding:0}
.foot-grid li{margin-bottom:10px}
.foot-grid a{color:#93a6bb;text-decoration:none;font-size:14.5px;transition:color .15s}
.foot-grid a:hover{color:#fff}
.foot-brand p{font-size:14.5px;line-height:1.65;margin:16px 0 0;max-width:38ch}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding-block:24px;
  padding-bottom:calc(24px + env(safe-area-inset-bottom,0px));font-size:13.5px;
  display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.foot-bottom p{margin:0;max-width:72ch;line-height:1.6}

/* ---------- motion ---------- */
.reveal{opacity:0;transform:translateY(18px)}
.reveal.in{opacity:1;transform:none;transition:opacity .6s ease,transform .6s cubic-bezier(.22,.61,.36,1)}

@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;
    transition-duration:.01ms!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}

@media print{
  .util,header,.mobile-nav,.band,footer,.theme-btn,.burger{display:none!important}
  body{background:#fff;color:#000;font-size:12pt}
  .art{max-width:none}
}

/* ==========================================================================
   Blog components
   ========================================================================== */

/* reading progress */
.progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:100;
  background:linear-gradient(90deg,var(--brass),var(--brass-lift));
  transition:width .08s linear;pointer-events:none}

/* topic chips */
.topics{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:clamp(28px,4vw,42px)}
.chip{display:inline-block;font-family:var(--sans);font-size:12.5px;font-weight:600;
  letter-spacing:.02em;padding:8px 16px;border-radius:999px;text-decoration:none;
  border:1px solid var(--rule-strong);color:var(--ink-soft);background:var(--paper);
  transition:border-color .18s,color .18s,transform .18s,background .18s}
.chip:hover{border-color:var(--brass);color:var(--brass);transform:translateY(-1px)}
.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}

/* editor's letter */
.letter{display:grid;grid-template-columns:auto 1fr;gap:clamp(20px,3vw,34px);
  align-items:start;background:var(--paper);border:1px solid var(--rule);
  border-left:3px solid var(--brass);border-radius:var(--r);
  padding:clamp(26px,3.4vw,40px);box-shadow:var(--shadow-sm)}
@media (max-width:640px){.letter{grid-template-columns:1fr}}
.letter .avatar{width:84px;height:84px;margin:0;box-shadow:var(--shadow-sm)}
.letter h2{font-size:clamp(21px,2.6vw,27px);line-height:1.24;margin-bottom:12px}
.letter p{margin:0 0 14px;font-size:16.5px;color:var(--ink-soft);line-height:1.68}
.letter p:last-of-type{margin-bottom:18px}
.letter .sign{font-family:var(--serif);font-size:16px;color:var(--ink);font-style:italic;margin:0}
.letter .sign span{display:block;font-family:var(--sans);font-style:normal;font-size:12px;
  letter-spacing:.13em;text-transform:uppercase;color:var(--ink-faint);margin-top:6px;font-weight:600}

/* key takeaways */
.takeaways{background:var(--brass-soft);border:1px solid var(--rule);border-radius:var(--r);
  padding:26px 30px;margin:0 0 34px}
.takeaways h4{font-family:var(--sans);font-size:11px;letter-spacing:.18em;text-transform:uppercase;
  color:var(--brass);margin:0 0 14px;font-weight:700}
.takeaways ul{margin:0;padding-left:20px;font-family:var(--sans);font-size:15.5px;
  color:var(--ink);line-height:1.62}
.takeaways li{margin-bottom:9px}
.takeaways li:last-child{margin-bottom:0}
.takeaways li::marker{color:var(--brass)}

/* drop cap */
.art .lede::first-letter{float:left;font-family:var(--serif);font-size:3.55em;line-height:.84;
  font-weight:600;padding:5px 11px 0 0;color:var(--ink)}

/* author box */
.author-box{display:flex;gap:18px;align-items:flex-start;background:var(--paper);
  border:1px solid var(--rule);border-radius:var(--r);padding:24px 26px;margin-top:40px}
@media (max-width:520px){.author-box{flex-direction:column;gap:14px}}
.author-box .avatar{width:64px;height:64px;margin:0;flex-shrink:0;box-shadow:none}
.author-box h4{font-family:var(--serif);font-size:17px;margin:0 0 3px;font-weight:600}
.author-box .role{font-family:var(--sans);font-size:11.5px;letter-spacing:.12em;
  text-transform:uppercase;color:var(--brass);font-weight:700;margin:0 0 10px}
.author-box p{margin:0;font-family:var(--sans);font-size:14.5px;color:var(--ink-soft);line-height:1.6}

/* article tag row */
.tagrow{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin-top:30px;
  padding-top:22px;border-top:1px solid var(--rule)}
.tagrow .lbl{font-family:var(--sans);font-size:11px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--ink-faint);font-weight:700;margin-right:4px}

/* newsletter */
.news{background:var(--paper);border-block:1px solid var(--rule)}
.news-in{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,60px);
  align-items:center;padding-block:clamp(44px,6vw,68px)}
@media (max-width:860px){.news-in{grid-template-columns:1fr;gap:28px}}
.news h2{font-size:clamp(23px,3vw,32px);line-height:1.18;margin-bottom:12px}
.news p{margin:0;color:var(--ink-soft);font-size:16.5px;line-height:1.62}
.news form{display:flex;gap:10px;flex-wrap:wrap}
.news input{flex:1 1 220px;min-width:0;padding:14px 16px;border:1px solid var(--rule-strong);
  border-radius:var(--r-sm);background:var(--cream);color:var(--ink);font:inherit;font-size:15.5px}
.news input:focus{outline:none;border-color:var(--brass);
  box-shadow:0 0 0 3px color-mix(in srgb,var(--brass) 18%,transparent)}
.news .fine{font-size:13px;color:var(--ink-faint);margin-top:12px;line-height:1.55}

/* sector index list */
.sectors{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:1px;
  background:var(--rule);border:1px solid var(--rule);border-radius:var(--r);overflow:hidden}
.sector{background:var(--cream);padding:26px 24px;text-decoration:none;color:inherit;
  display:block;transition:background .2s}
.sector:hover{background:var(--paper)}
.sector .ic{width:34px;height:34px;margin-bottom:14px;fill:none;stroke:var(--brass);
  stroke-width:1.3;stroke-linecap:round;stroke-linejoin:round}
.sector h3{font-size:17.5px;margin-bottom:7px}
.sector p{margin:0;font-size:14.5px;color:var(--ink-soft);line-height:1.58}
